Car Loans

  • Any Credit Score Accepted

  • Minimum requirements $1800 per month Gross income

  • British Columbia, Canada, Residents only

  • $0 Down – 6 mos No pmts (*oac)

  • (604) 506-3514

No Hassle Pre-Approval

Rather be Pre-Approved?
Use Our No Hassle Form, 2 minutes to fill out. Responses by email or text.

Calculate Payment Based on Credit Score

Finding out  what your loan payment would be and how much you can afford based on your credit score is free with no obligation. Click here for Car Loan Calculator.

Guaranteed Auto Loans makes it easy to get a loan even if you have poor credit! Get a vehicle of your choice for $0 down.  Whether your credit is good, bad, bruised or have no credit….you are APPROVED!

Every day we work with Canadians who have had credit problems and who are forced to get a car loan when they are in a bad credit situation.

Car Financing Qualifications

Obtaining financing is as easy as showing a minimum of $1800 gross monthly income. It’s that easy.


Getting Bad Credit Car Loans

  • Lowest interest rates & best finance terms available.
  • 24 years of expertise working with ALL personal credit situations.
  • Good Credit = You will get a rate close to prime.
  • Bruised Credit = Lowest rate possible and onto credit  ReBuilder program.
  • Bad Credit = Even if your momma won’t lend you a dime, we will take care of you.

No Payments for 6 months (oac)

If you wish to delay your payments for 6 months then simply ask for that option in the pre-approval form optional info box.

Locations For Car Loans

West Coast Auto Credit offers the best rate on truck loans in Langley and throughout the rest of British Columbia. We service Surrey, Langley, Mission, Maple Ridge, Coquitlam, Port Coquitlam, Vancouver, North Vancouver, West Vancouver, Richmond, Abbotsford, and Chilliwack.  But we can help you if you live anywhere in the interior of BC.  Do you live in Penticton, Vernon, Kelowna or Hope, BC?

How about anywhere on Vancouver Island in Victoria, Naniamo, or on the Coast in Sechelt? No problem just fill in the online car financing application and get your answer. APPROVED!  If you have any questions call .

Haven’t Missed a Car Payment in Over 1 Year?

A lot of people don’t realize that they could get a lower interest rate after paying on time on a loan for over a year. Your credit score increases automatically and all you have to do is renegotiate the loan. Bankers will usually give you a lower rate if refinance the loan on a newer car. In most cases you will be paying the same or less and getting a better car. Why not fill in a pre-approval form and give it try. It is free and you have nothing to lose just finding out if it is possible.

May 2018
★★★★★ a day ago My experience with Rob and the team could not have been better. I’m very pleased with the care and attention to our financial situation.

After having a car accident and our vehicle being a total loss Rob was able to fit us into a vehicle with more options, a car better interest rate and at no dollars more per payment. A win all around!

Coming to my house to pick me up to bring me to the Haley dealership was so convenient. Along the way I had to drop by the bank and ICBC which Julie was more than willing to accommodate. Awesome service!

After the initial deal was complete and signed off on, Rob got back to me a couple days later saying he was able to get it down a bit lower. First time I’ve experienced this from a dealership.

By far my best experience to date. Thanks!

(778) 953-1389

Scott Wells

Feb 2018
I have shopped many car dealerships in the last 30 days and got the run around on whether they could get me approved or not. One car dealer took a deposit from me on a car and I wanted and I waited and waited for the Finance Manger to tell me what they could do in interest rates and whether I was actually approved or not….. it was CRAZY!!
Today I met the staff at Guaranteed Auto Loans. Robert Taggart sat with me and listened to my story as I was feeling very discouraged at this time. Mr. Taggart reviewed my application and made a couple calls to the bank.
What happened next was unbelievable!
What these BIG NAME car dealerships could not do, Guaranteed Auto Loans had done in less than an hour.
Ed Perrault was spectacular and really listened to what I wanted.
Drove home in my new 2017 fully loaded Mitsubishi Lancer GTS all wheel drive!!!! YAY!!!
7.9% interest rate from Bank of Nova Scotia. The other car dealer could not do this but Rob Taggart made it happen!!!
I will be back and for sure – sending all my friends to see Robert and Edward


Chantelle Morin

Feb 2018
My dad recommended Guaranteed Auto Loans to me so I went to visit Rob and check out what he could offer.
This was the 1st time for me in buying a car and did not really have any credit to speak of
The magician did his work like others told me and I drove home in my 2015 Honda Civic SI at 6.99%
Totally recommend Guaranteed Auto Loans to anyone and everyone!


Ty Emmerson